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When it comes to retirement, it’s never too early to begin planning—because your future security depends in part on the choices you make today. WNIC’s tax-sheltered annuities (TSAs) enable you to set aside funds, watch your money grow tax-deferred and generate a source of retirement income for life.
You can choose from two types of TSAs—fixed and indexed:
- With a fixed annuity, your money grows at a guaranteed interest rate. Conservative buyers appreciate fixed annuities because they keep principal secure and offer stable returns.
- With an indexed annuity, your money earns a rate of return that’s tied to the performance of a stock market index, such as the S&P 500®. No matter how the stock market index performs, you are guaranteed to receive back all of your principal plus a minimum guaranteed return over the life of the contract (assuming you make no withdrawals).
With a fixed or an indexed annuity from WNIC, you gain these benefits:
- Premium bonus of 1% to 4%
- Multiple growth or credit options
- Withdrawal access beginning in the first year
- Account value death benefit
- Income for life, depending on annuitization option selected.
Withdrawals in excess of the surrender-charge free amount may be subject to applicable surrender charges and/or market value adjustments. Withdrawals may be subject to income tax, and a 10% federal income tax penalty may apply to withdrawals taken before age 59 1/2.
Beyond annuities, the Conseco companies offer a superior selection of life and health insurance products—to provide you the solutions, advantages and tools you and your family need at every stage of life. Learn more.
Need help?
A skilled WNIC agent can help you approach the future with confidence. To request a free consultation, call (866) 403-9642, or email us. |
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Annuities are products of the insurance industry, and are not guaranteed by any bank or insured by the FDIC.